Did You Faced ?
Putting an End to Stressful Harassments
Whether they contact you by phone, email, or letter, constant harassment can be stressful and overwhelming. At Debtadvicer, we take the stress out of dealing with creditors by stepping in on your behalf and negotiating to stop creditor harassment. You deserve peace of mind, and our team is here to help.
+ 91 8667 403 447
Benefits of Stopping Creditor Harassment with Debtadvicer
01
Peace of Mind
Stop the constant stress of collection calls, emails, and letters. Our team handles all creditor communication, allowing you to focus on rebuilding your finances without the pressure.
02
Protection of Your Rights
We ensure your rights are respected by enforcing the Fair Debt Collection Practices Act (FDCPA), so you don’t have to endure illegal or aggressive tactics from creditors.
03
Expert Negotiation
Our experts work directly with creditors to freeze penalties, reduce stress, and negotiate realistic payment plans, helping to ease the burden of your debt.
04
Complete Documentation
We document all communications with creditors, offering you peace of mind and proof of our actions in case of any disputes or future issues.
How We Stop Creditor Harassment !
When you work with Debtadvicer, we immediately intervene and handle all communication with your creditors. Our team of debt experts contacts creditors and informs them that we are representing you. From there, we:
Cease Collection Calls
Once we step in, we instruct your creditors to stop calling you directly. All future communications will go through us, ensuring that you are no longer harassed by collection agents.
VOICE OF YOU
Debt collectors must follow certain rules under the Fair Debt Collection Practices Act (FDCPA), which prohibits practices such as calling at unreasonable hours or using threatening language. We make sure that your rights are respected, and creditors follow these guidelines.
Negotiation with Creditors
We work with your creditors to negotiate better terms, freeze penalties, and create a realistic payment plan. This will help reduce the amount of stress that comes with constant reminders of unpaid debts.
Document All Communications
Our team keeps detailed records of all communications with your creditors, providing you with documentation of our actions in case of disputes.
Required Documents for Debt Relief Application
These documents help us understand your financial situation and tailor the best solutions for your needs. Ensuring all required paperwork is submitted allows us to assist you more effectively in overcoming debt and achieving financial stability.
Regulation: RBI Master Directions Few ..
- No Harassment or Abuse Consumer Protection Act, 2019 - Section 2(1)(r)
- Unreasonable Contact Hours - Fair Practices Code for Lenders (Section 3.6)
- Repeated or Excessive Contact - Fair Practices Code for Lenders (Section 3.7)
- False or Misleading Statements - Consumer Protection Act, 2019 (Section 2(1)(r))
- Right to Dispute - Fair Practices Code for Lenders (Section 3.6)
- 6. No Contact at Workplace (If Instructed)
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